Keeping Parents Informed
LAUSD—Authorized Charter Transparency
California Creative Learning Academy (CalCreative) is a charter public school governed by a nonprofit board of directors and overseen by the Los Angeles Unified School District. On January 12, 2016, the LAUSD board voted to approve a Board Resolution, “Keeping Parents Information: Charter Transparency” which was passed with the support of the LA charter community. The resolution highlighted information and data that charter public schools share with parents through their charter petitions, School Accountability Report Cards, Local Education Agency Plans, Local Control Accountability Plans, Annual Audits, and other publicly available documents. This information is available from CalCreative electronically or manually by parent request. Per board resolution, parents may request this information in English and any single primary language meeting the requirements of Sections 45400 through 45403 of the California Education Code.
CalCreative is non-sectarian in its programs, admissions policies, employment practices, and all other operations. CalCreative shall not discriminate against any student on the basis of disability, gender, nationality, race or ethnicity, religion, sexual orientation, or any other characteristic that is contained in the definition of hate crimes set forth in Section 422.55 of the Penal Code. CalCreative complies with all applicable public agencies, state and federal laws, regulations and codes.
Authorized Charter Transparency
California Creative Learning Academy (formerly LFCSA) Charter Petition
In 2004, a group of parents organized around a common dream: a public school that used a powerful learning model, that would not only benefit their own children, but those of the entire community, for years to come. These 28 Founding Families were the beginning of our school, offering their professional services, organizing the community, and investing a great deal of hands-on work to shape the future of CalCreative.
In June 2006, the Los Angeles Unified School District officially approved the charter for this unique project-based, arts-integrated school. On September 5, 2006 the Los Feliz Charter School for the Arts opened its doors to 120 kindergarteners and first grade students at its first temporary site in a church in West Hollywood. In 2010, the school moved to its current home in Glassell Park, and now serves over 500 students. The school has continued to evolve and further its work in fulfilling its mission and vision.
Access CalCreative’s Charter Petition
Local Control Accountability Plans & Parent Budget Overview
What is an LCAP? State of California adopted a new funding system, known as the Local Control Funding Formula (LCFF), which provides a uniform funding level for every student in California with additional revenue to serve students with the greater needs (e.g. English learners, children from low-income families, and foster youth).
To address this formula, schools/districts must create a Local Control Accountability Plan (LCAP) that sets goals and actions for student achievement. The plan describes the budget will be used to achieve goals. In developing these plans, schools/districts must get input from parents, staff, students and the community. The LCAP includes annual goals aligned to the eight state priorities: student achievement, student engagement, other student outcomes, school climate, parental involvement, basic services, implementation of California Standards, and course access.
CalCreative’s Local Control and Accountability Plans (LCAP) are based on goals set by our Board of Directors, state priorities, and input from staff, students, families, and the community. The LCAPs are developed, monitored, reviewed, and revised annually by each school’s School Site Council (SSC). The School Site Councils recommend their respective LCAPs to the LFCSA Board of Directors for approval.
ESSER III Plans
As part of the federal American Rescue Plan (ARP) Act, LEAs must complete an ESSER III Expenditure Plan that describes how it will use ESSER III funds to address students’ academic, social, emotional and mental health needs, as well as the opportunity gaps that existed before, and were exacerbated by, the COVID-19 pandemic.
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- Expanded Learning Opportunities Program (ELO-P)
The ELO-P is a program that funds enrichment programs for after school and summer school for transitional kindergarten through sixth grade. The program’s goal is to develop students’ academic, social, emotional, and physical needs through hands-on learning experiences.
ELO-P Plan – CalCreative Elementary
Learning Recovery Emergency Block Grant (LREBG)
Expanded Learning Opportunities (ELO) Grant funding are granted for schools to implement a learning recovery program, that at a minimum, provides supplemental instruction, support for social and emotional well-being, and, to the maximum extent permissible under the guidelines of the United States Department of Agriculture, meals and snacks to specified student groups, as defined in California Education Code (EC) Section 43522, who have faced adverse learning and social-emotional circumstances.
School Accountability Report Card (SARC)
Every school in California is required by state law to publish a School Accountability Report Card (SARC), by February 1 of each year. The SARC contains information about the condition and performance of our school. To further understand what is a school’s SARC and access other resources for parents about SARC, please visit the California Department of Education’s resource page HERE.
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- Audited Financial Statements
California Creative Learning Academy is a charter public school governed by a nonprofit board of directors and overseen by the Los Angeles Unified School District. On January 12, 2016, the LAUSD board voted to approve a Board Resolution, “Keeping Parents Information: Charter Transparency” which was passed with the support of the LA charter community. The resolution highlighted information and data that charter public schools share with parents through their charter petitions, School Accountability Report Cards, Local Education Agency Plans, Local Control Accountability Plans, Annual Audits, and other publicly available documents. This information is available from CalCreative electronically or manually by parent request. Per board resolution, parents may request this information in English and any single primary language meeting the requirements of Sections 45400 through 45403 of the California Education Code.
Education Protection Account Spending Plan California Creative Learning Academy
California created the Education Protection Account (EPA) in November 2012 after the passage of Proposition 30, The Schools and Local Public Safety Protection Act of 2012. Proposition 30 temporarily increased the personal income tax rates for upper-income taxpayers and the sales tax rate for all taxpayers. The .25 sales tax increase expired in 2016. The income tax increase was set to expire in 2018 but was extended by voters through 2030 via Proposition 55 in November 2016. Revenue generated from the increased taxes is deposited into the EPA and distributed to districts and charter schools every quarter.
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- Education Protection Account Spending Plan – 2024-25 Elementary
- Education Protection Account Expenses – 2024-25 Elementary
- Education Protection Account Spending Plan – 2025-26 Elementary
- Education Protection Account Expenses – 2025-26 Elementary
- Education Protection Account Expenses – 2025-26 Middle School
- Education Protection Account Spending Plan 2026-27 Elementary
Local School Wellness Policy
The California Creative Learning Academy Board of Directors recognizes the link between student health and learning and desires to provide a comprehensive program promoting healthy eating and physical activity for district students.
Here you will find the school’s Wellness policy that outlines these plans.
USDA Nondiscrimination Statement
In accordance with federal civil rights law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, this institution is prohibited from discriminating on the basis of race, color, national origin, sex (including gender identity and sexual orientation), disability, age, or reprisal or retaliation for prior civil rights activity.
Program information may be made available in languages other than English. Persons with disabilities who require alternative means of communication to obtain program information (e.g., Braille, large print, audiotape, American Sign Language), should contact the responsible state or local agency that administers the program or USDA’s TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the Federal Relay Service at (800) 877-8339.
To file a program discrimination complaint, a Complainant should complete a Form AD-3027, USDA Program Discrimination Complaint Form which can be obtained online at: https://www.usda.gov/sites/default/files/documents/ad-3027.pdf, from any USDA office, by calling (866) 632-9992, or by writing a letter addressed to USDA. The letter must contain the complainant’s name, address, telephone number, and a written description of the alleged discriminatory action in sufficient detail to inform the Assistant Secretary for Civil Rights (ASCR) about the nature and date of an alleged civil rights violation. The completed AD-3027 form or letter must be submitted to USDA by:
mail:
U.S. Department of Agriculture; Office of the Assistant Secretary for Civil Rights
1400 Independence Avenue, SW, Washington, D.C. 20250-9410; or
fax:
(833) 256-1665 or (202) 690-7442; or
email:
Program.Intake@usda.gov
This institution is an equal opportunity provider.
Food & Nutrition Civil Rights Complaint Procedures
Civil Rights Complaint Procedures: Food & Nutrition Services
Mental Health Supports
As part of the multi-tiered system of supports for our students at CalCreative, there are various mental health supports and services available for students. These supports are organized into three different tiers, with the lowest tier (Tier 1) available to all students in the general education curriculum, and the highest tier (Tier 3) available to only certain students, such as those who are eligible for special education services through their Individualized Education Plan (IEP). Click below to see more information about resources we have available.
Uniform Complaint Policy
California Creative Learning Academy’s (CalCreative) policy is to comply with applicable federal and state laws and regulations. CalCreative is the local agency primarily responsible for compliance with federal and state laws and regulations governing educational programs. Pursuant to this policy, persons responsible for conducting investigations shall be knowledgeable about the laws and programs that they are assigned to investigate. This complaint procedure is adopted to provide a uniform system of complaint processing.
Title IX, Harassment, Intimidation, Discrimination, and Bullying Policy
Discrimination, sexual harassment, harassment, intimidation, and bullying are all disruptive behaviors, which interfere with students’ ability to learn, negatively affect student engagement, diminish school safety, and contribute to a hostile school environment. As such, California Creative Learning Academy (“CALCREATIVE” or the “Charter School”) prohibits any acts of discrimination, sexual harassment, harassment, intimidation, and bullying altogether.
Discrimination, sexual harassment, harassment, intimidation, and bullying are described as the intentional conduct, including verbal, physical, written communication or cyber-bullying, including cyber sexual bullying, based on the actual or perceived characteristics of mental or physical disability, sex (including pregnancy and related conditions, and parental status), sexual orientation, gender, gender identity, gender expression, immigration status, nationality (including national origin, country of origin, and citizenship), race or ethnicity (including ancestry, color, ethnic group identification, ethnic background, and traits associated with race, including, but not limited to, hair texture and protective hairstyles such as braids, locs, and twists), religion (including agnosticism and atheism), religious affiliation, medical condition, genetic information, marital status, age or any combination of those characteristics, or association with a person or group with one or more of these actual or perceived characteristics or any combination of those characteristics, or based on any other characteristic protected under applicable state or federal law or local ordinance. Hereafter, such actions are referred to as “misconduct prohibited by this Policy.”
To the extent possible, the Charter School will make reasonable efforts to prevent students from being discriminated against, harassed, intimidated, and/or bullied, and will take action to investigate, respond, address and report on such behaviors in a timely manner. CALCREATIVE school staff who witness acts of misconduct prohibited by this Policy will take immediate steps to intervene when safe to do so.
Moreover, the Charter School will not condone or tolerate misconduct prohibited by this Policy by any employee, independent contractor or other person with whom CALCREATIVE does business, or any other individual, student, or volunteer. CALCREATIVE will promptly and thoroughly investigate and respond to any complaint of misconduct prohibited by this Policy in a manner that is not deliberately indifferent and will take appropriate corrective action, if warranted.
This policy applies to incidents occurring on the school campus, at school-sponsored events and activities regardless of the location, through school-owned technology, and through other electronic means, whether perpetrated by a student, employee, parent/guardian, volunteer, independent contractor or other person with whom CALCREATIVE does business, and all acts of CALCREATIVE’s Board of Directors (“Board”) in enacting policies and procedures that govern CALCREATIVE.
CALCREATIVE complies with all applicable state and federal laws and regulations and local ordinances in its investigation of and response to reports of misconduct prohibited by this Policy.
Inquiries about the application of Title IX may be referred to the School’s Title IX Coordinator, or the Assistant Secretary for Civil Rights at the U.S. Department of Education, using the contact information below.
How may I file a complaint of discrimination under Title IX?
You may file a complaint of discrimination on the basis of sex, including sexual harassment, by contacting the School’s Title IX Coordinator.
Linda Lee, Executive Director, 2709 Media Center Drive, Los Angeles, CA 90065; 323-539-2810; linda@calcreative.org
Otherwise, a discrimination complaint may be filed with the Office for Civil Rights:
San Francisco Office for Civil Rights, U.S. Department of Education
50 United Nations Plaza, Mail Box 1200, Room 1545, Mail Box 1200, Room 1545, San Francisco, CA 94102
Phone: (415) 486-5555; Email: ocr.sanfrancisco@ed.gov
United States Department of Education Office for Civil Rights Complaint Form
United States Department of Education Office for Civil Rights Complaint Assessment System
For federal guidance on how complaints may be further pursued, please see the following link:
United States Department of Education Office for Civil Rights
Where can I get more information on the rights of a pupil and the public and the responsibilities of the School under Title IX?
The following Internet resources are available to find more information regarding rights and responsibilities under Title IX:
California Department of Education Office of Equal Opportunity
United States Department of Education Office for Civil Rights
In addition, California law, like Title IX, prohibits discrimination on the basis of sex and affords individuals certain rights. You can access those rights here: Rights Afforded Under Education Code Section 221.8. Specifically, you have the right to:
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- Fair and equitable treatment and you shall not be discriminated against based on your sex.
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- Be provided with an equitable opportunity to participate in all academic extracurricular activities, including athletics.
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- Inquire of the athletic director of your school as to the athletic opportunities offered by the school.
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- Apply for athletic scholarships.
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- Receive equitable treatment and benefits in the provision of all of the following: (i) equipment and supplies; (ii) scheduling of games and practices; (iii) transportation and daily allowances; (iv) access to tutoring; (v) coaching; (vi) locker rooms; (vii) practice and competitive facilities; (viii) medical and training facilities and services; and (ix) publicity.
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- Have access to a gender equity coordinator to answer questions regarding gender equity laws.
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- Contact the State Department of Education and the California Interscholastic Federation to access information on gender equity laws.
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- File a confidential discrimination complaint with the United States Office of Civil Rights or the State Department of Education if you believe you have been discriminated against or if you believe you have received unequal treatment on the basis of your sex.
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- Pursue civil remedies if you have been discriminated against.
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- Be protected against retaliation if you file a discrimination complaint.
Title IX Policy; Title IX Training Materials
Statement Against Harassment, Intimidation, Discrimination & Bullying
California Creative Learning Academy (CalCreative) believes all students have the right to a safe and civil learning environment. Discrimination, harassment, intimidation, and bullying are all disruptive behaviors which interfere with students’ ability to learn, negatively affect student engagement, diminish school safety, and contribute to a hostile school environment. As such, the school prohibits any acts of discrimination, harassment, intimidation, and bullying related to school activity or school attendance.
Discrimination, harassment, intimidation, and bullying describe conduct, including verbal, physical, written communication, the use of derogatory language (including racial epithets), intimidation, and threats, unwanted physical contact and/or physical violence, and the use of derogatory language and images in graffiti, pictures, or cyber bullying. CalCreative does not tolerate these behaviors, including but not limited when the behavior is based on the actual or perceived characteristics of disability, gender, gender identity, gender expression, nationality, race or ethnicity, religion, sexual orientation, or association with a person or group with one or more of these actual or perceived characteristics.
Any student who believes he or she has been subjected to harassment or a hostile environment or who witnesses this type of behavior at CalCreative is encouraged to report the behavior to the school. Students and parents may report any and all allegations of harassment and/or discrimination to the Director of Student Support Services. In the event the Director of Student Support Services or designee is named in a report, reports can be made to the Executive Director/Principal. Reports can be made in person, using a complaint form, or by contacting the Director of Student Support Services at (323) 539-2810. A copy of the Uniform Complaint Procedure (UCP) complaint form may be obtained in the CalCreative main office, on CalCreative’s website or in the Parent Handbook. A copy of the complete UCP procedures may be found in the Parent Handbook and in the CalCreative main office.
Investigation: Upon receipt of a report of harassment, intimidation, or bullying from a student, staff member, parent, volunteer, visitor or affiliate of the Charter School, the Director of Student Support Services or designee will promptly initiate an investigation. At the conclusion of the investigation, the Director of Student Support Services or designee will notify the complainant of the outcome of the investigation. The Charter School will make every effort to maintain the confidentiality of student information unless necessary to effectuate resolution of the complaint and ensure the safety and well-being of the alleged victim. Complaints shall be investigated and resolved within sixty (60) days. All records related to any investigation of discrimination, harassment, intimidation or bullying will remain in a secure location in the Main Office of the school.
Office for Civil Rights: Students or parents alleging discrimination on the basis of race, color, national origin, gender, disability or age may also file a complaint with the Office for Civil Rights, U.S. Department of Education.
(U.S. mail): Office for Civil Rights 50 Beale Street, Suite 7200
San Francisco, CA 94105
(e-mail): ocr.sanfrancisco@ed.gov (online): https://ocrcas.ed.gov/
The school remains committed providing a safe learning environment and we will make reasonable efforts to prevent students from being discriminated against, harassed, intimidated and/or bullied. Staff and administration will take action to investigate, respond, and address any reports of such behaviors in a timely manner. CalCreative staff who witness acts of discrimination, harassment, intimidation, and bullying will take immediate steps to intervene, so long as it is safe to do so.
Students who engage in discrimination, harassment, intimidation or bullying, including conduct based on sex, disability, or any of the other fore-mentioned characteristics, may be subject to prompt disciplinary action, up to and including suspension and/or expulsion, as outlined in the school’s Student Discipline Policy.
This statement is intended to encourage students, parents/guardians and Charter School staff to work together and collaborate to prevent acts of harassment of any kind. Thank you for your understanding and cooperation.
California Department of Education Community Resources
Gender Identity Inclusiveness and Nondiscrimination Policy
We accept the gender identity that each student asserts. There are no medical or mental health diagnoses or treatment thresholds that students must meet in order to have their gender identity recognized and respected. Students have the right to openly discuss and express their gender identity and expression. See the entire policy below.
Gender Identity and Nondiscrimination Policy.
Student-Staff Boundary Policy
It is the policy of California Creative Learning Academy that no teacher or other staff member will use corporal punishment against a student. This prohibition includes spanking, slapping, pinching, hitting, tying, taping, or the use of any other physical force as retaliation or correction for inappropriate behavior. While the use of appropriate touching is part of daily life and is important for student development, teachers and other staff members must ensure that they do not exceed appropriate behavior. If a child or other staff member specifically requests that he or she not be touched, then that request must be honored without question. Boundaries Defined: For the purposes of this policy, the term “boundaries” is defined as acceptable professional behavior by staff members while interacting with a student. Trespassing beyond the boundaries of a student-teacher relationship is deemed an abuse of power and a betrayal of public trust. Read more on acceptable and unacceptable behaviors in the policy itself.
Student Assessment of Student Performance and Progress
CAASPP—The primary purpose of the California Assessment of Student Performance and Progress (CAASPP) System is to assist teachers, administrators, students, and parents by promoting high-quality teaching and learning through the use of a variety of assessment approaches and item types. The CAASPP includes the Smarter Balanced assessment system for English language arts/literacy (ELA) and mathematics, the California Science Test (CAST), the California Alternate Assessments (CAAs) for ELA, mathematics, and science, and the optional California Spanish Assessment (CSA).
School Safety Plan
Schools are to develop and maintain a CSSP designed to address campus risks, prepare for emergencies, and create a safe, secure learning environment for students and school personnel.
The law requires designated stakeholders to annually engage in a systematic planning process to develop strategies and policies to prevent and respond to potential incidents involving emergencies, natural and other disasters, hate crimes, violence, active assailants/intruders, bullying and cyberbullying, discrimination and harassment, child abuse and neglect, discipline, suspension and expulsion, and other safety aspects.
In addition, we have a Safe Haven policy to maintain secure and peaceful learning environments for all students, regardless of nationality or immigration status. Our policies prohibits school officials and employees of a local educational agency, unless required by state or federal law, or required to administer a state or federally supported educational program, from allowing an officer or employee of an agency conducting immigration enforcement to enter a nonpublic area of a schoolsite for any purpose, unless the person seeking entry presents them with a valid judicial warrant, judicial subpoena, or a court order. In addition, our policy prohibits a local educational agency and its personnel from disclosing or providing, in writing, verbally, or in any other manner, and to the extent practicable, any information about a pupil, including their education records, or information about the pupil’s family and household to an officer or employee of an agency conducting immigration enforcement, unless that officer or employee provides a valid judicial warrant, judicial subpoena, or court order requesting the information. This prohibition applies as well to any information about a school employee or teacher.
Smarter Balanced Summative Assessments for ELA and Mathematics
The Smarter Balanced Summative Assessments for ELA and mathematics are an annual measure of what students know and can do using the Common Core State Standards for English language arts/literacy and mathematics.
The purpose of the Smarter Balanced Summative Assessments is to assess student knowledge and skills for English language arts/literacy (ELA) and mathematics, as well as how much students have improved since the previous year. These measures help identify and address gaps in knowledge or skills early so students get the support they need for success in higher grades.
All students in grades three through eight take the Smarter Balanced Summative Assessments unless a student’s active individualized education program (IEP) designates the California Alternate Assessments.
Access summative assessments here.
California Education Code (EC) Section 215, as added by Assembly Bill 2246, (Chapter 642, Statutes of 2016) mandates that the Governing Board of any local educational agency (LEA) that serves pupils in grades seven to twelve, inclusive, adopt a policy on pupil suicide prevention, intervention, and postvention. The policy shall specifically address the needs of high-risk groups, including suicide awareness and prevention training for teachers, and ensure that a school employee acts within the authorization and scope of the employee’s credential or license.
Youth Suicide Prevention Policy (AB 2246)
For more information on AB 2246 Pupil Suicide Prevention Policies, go to the California Legislative Information Web page at https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201520160AB2246.
For resources regarding youth suicide prevention, go to the State Executive Director of Public Instruction (SSPI) letter regarding Suicide Prevention Awareness Month on the California Department of Education (CDE) Web page at http://www.cde.ca.gov/nr/el/le/yr16ltr0901.asp and the Directing Change For Schools Web page at http://www.directingchange.org/schools/.
Overall Strategic Plan for Suicide Prevention
The Executive Director/Principal or Designee, The Director of Student Support Services, shall involve school-employed mental health professionals (e.g., school counselors, psychologists, social workers, nurses), administrators, other school staff members, parents/guardians/caregivers, students, local health agencies and professionals, law enforcement, and community organizations in planning, implementing, and evaluating the district’s strategies for suicide prevention and intervention. Districts must work in conjunction with local government agencies, community-based organizations, and other community supports to identify additional resources.
Los Angeles Unified School District
Charter Operated Programs
Charter Assessment Response and Evaluation (CARE) Team • Cheryl Samson
Mental Health Consultant
cheryl.samson@lausd.net
• Lenore Pallares
Mental Health Team Lead lpallare@lausd.net
To ensure the policies regarding suicide prevention are properly adopted, implemented, and updated, the district shall appoint an individual (or team) to serve as the suicide prevention point of contact for the district. In addition, each school shall identify at least one staff member to serve as the liaison to the district’s suicide prevention point of contact, and coordinate and implement suicide prevention activities on their specific campus. This policy shall be reviewed and revised as indicated, at least annually in conjunction with the previously mentioned community stakeholders.
Homelessness & Housing Stability
At CalCreative, we are committed to ensuring that every student has access to the resources and support they need to succeed. We understand that some of our families may be experiencing homelessness or housing instability, and we want to assure you that we are here to help.
Support Services Available: Immediate Assistance for Basic Needs:We provide assistance with obtaining clothing, school supplies, and hygiene products.
- Academic Support: We offer additional academic support and access to school resources, including books and technology.
- Counseling and Emotional Support: We offer a variety of social emotional support, including individual and small group counseling.
- Transportation: We can assist with transportation arrangements including helping to find carpool support and assistance obtaining public transportation
- Connecting with Community Resources: We can provide referrals to community organizations and services that offer additional support, including housing assistance, food banks, and healthcare services.
How to Access Support:
Pupil Safety: Human Trafficking Prevention Resources
Senate Bill 1104 requires schools educating grades 6 to 12 to identify methods of informing parents and guardians of pupils in those grades of Human Trafficking Prevention resources. “Trafficking can involve school-age youth, particularly those made vulnerable by challenging family situations, and can take a variety of forms including forced labor, domestic servitude, and commercial sexual exploitation.” – U.S. Department of Education
Los Angeles County Human Trafficking Resources.
Fentanyl/Synthetic Drugs Information
California faces a rapidly growing epidemic affecting youth and adults, where Fentanyl deaths accounted for more than 80 percent of all drug-related deaths among California’s young people in 2021. Fentanyl can be found in counterfeit pills, and youth are at high risk due to social media platforms being used as a way to market and sell synthetic drugs, such as fentanyl.
Fentanyl is a synthetic opioid that is up to 50 times stronger than heroin and 100 times stronger than morphine. Illicit fentanyl is sold alone or added to other drugs (such as heroin, methamphetamine, counterfeit pills, cocaine, and more) to make them cheaper and more powerful. When mixed into other drugs, fentanyl cannot be seen, smelled, or tasted; therefore, drug detecting equipment (like fentanyl test strips) are needed to test for the presence of fentanyl. California Department of Public Health Fentanyl Resource Page
California Department of Public Health Fentanyl Resource Page
Charter School Complaint Notification Form – Enrollment
A charter school shall not discourage a pupil from enrolling or seeking to enroll in a charter school for any reason; shall not request pupil records prior to enrollment; nor should the charter school encourage a student to disenroll.
Enrollment Complaint Notification Form
Prop 28
Prop 28 Annual Report CalCreative Elementary
Health & Welfare Transparency In Coverage
https://healthy.kaiserpermanente.org/front-door/machine-readab